| The information on your credit card is not as secure | | | | you may have unwittingly disclosed information on |
| as you might believe. It is possible for anyone to | | | | your credit card to strangers. Unsolicited calls by |
| acquire your credit card information simply by hacking | | | | strangers asking users for their credit card and social |
| into a merchant database, stealing your card, or | | | | security numbers are one of the many scams that |
| asking you for the information it contains. Whilst the | | | | have plagued users. It is therefore important to |
| first scenario has a lower chance of happening, it is | | | | remember that you are not obligated to disclose |
| not impossible. If this happens, credit card companies | | | | your credit card number to anyone over the phone. |
| will notify their users and reissue the credit cards to | | | | Apart from that, when making purchases with your |
| replace those in which security has been | | | | credit card, you should never sign on a blank receipt. |
| compromised. | | | | Keep all your receipts to prevent others from |
| On your part, having your card or identity stolen has | | | | obtaining your credit card number and the expiration |
| a greater effect on you as an individual. If this | | | | date. Usually, these two pieces of information are |
| happens with you being aware of it, you should | | | | enough to allow an online transaction to go through. |
| report the loss to your credit card company | | | | As for online transactions, always use a private |
| immediately. In most cases, it has been found that | | | | computer to make the transactions rather than on a |
| victims of credit card theft pay no more than $50 | | | | computer in a cyber cafe. You should also make all |
| for all unauthorized purchases charged by the thief. It | | | | card transactions on your own, even if you are |
| is also a good idea to always keep a photocopy of | | | | paying for someone else. Finally, when you are closing |
| both sides of your credit card as well as the contact | | | | your account, it is best to cut up your card before |
| number of your card company in case of | | | | mailing it back to the credit card company. |
| emergencies like this. | | | | Adam Goldman recommends Find Credit Cards to |
| At time, it may not be easy for you to realize that | | | | apply for a First Premier card. |