| of America online banking is available to any customer | | | | set up. |
| who currently does business with the bank. | | | | If the payee does not exist in the list, you enter |
| Participation in the Bank of America online banking | | | | payee details one time, and you never have to deal |
| program is free and easy to set up. | | | | with a payee again until there’s a change in |
| One feature that sets the Bank of America online | | | | address or other account details. When you have all |
| banking program apart from its competitors is the | | | | your payees entered, they appear listed in |
| way it handles bill payments. You’d think a lot | | | | alphabetical order. Next time you open the Bank of |
| of data entry would be required, but that’s | | | | America online banking program to pay bills, you |
| not the case. The program already knows the billing | | | | select the payee, enter the amount due and the day |
| addresses of the most commonly used payees. | | | | you want the payment to show up at the payee |
| To set up a payee such as your electric company, | | | | address. |
| start by accessing the built-in list of payees that the | | | | Now here’s the cool part about the Bank of |
| Bank of America online banking program maintains. | | | | America online banking bill paying option. The money |
| The program already knows the names of the major | | | | for the payment is not debited from your account |
| players in the community and maintains the names | | | | until the payment arrives at the payee billing address. |
| and billing addresses that most customers are likely | | | | Most other bill paying options debit the money the |
| to use such as electric, cable, and utility companies, | | | | day the payment is mailed not delivered, meaning the |
| area department stores and local major financial | | | | bank has 4 – 7 days to earn interest on your |
| institutions. Pick the payee from the list, enter your | | | | money! So in effect, you actually earn money by |
| loan or account number and in seconds, that payee is | | | | using the Bank of America online banking option. |