| Uncertainty is the only thing certain in life. That's a | | | | 2. Aside from life, accident insurance is also available; |
| cliché we often hear and say. It's also the catch | | | | this is handy especially when you work in a hazardous |
| phrase insurance companies like to dangle on their | | | | environment like a construction site or a nuclear |
| clients. But do you really need one? To answer that, | | | | power plant. They pay you every time you have an |
| let's take a look first on what insurance policies are all | | | | accident, which may be good but something you're |
| about. | | | | definitely not looking forward to. |
| Basically, when a person is insured, he or she is | | | | 3. Insurance policies have maturity dates and when |
| paying a certain amount which the insurance | | | | you're destined for a very long stay on this earth, |
| companies use to invest in other businesses just like | | | | when you reach a certain age you can get all the |
| how banks work. But instead of paying you interest, | | | | money you paid the company plus interest. It's a |
| they will guarantee you a compounded amount that | | | | very good investment scheme. |
| you will get either when you grow old or meet your | | | | 4. With all that's happening in the world today, it's less |
| untimely demise. | | | | worrisome to go out the door and look back at your |
| Now that we've somewhat cleared that up, let's go | | | | kids playing and wonder what will happen to them if |
| back to the question. Do you really need to be | | | | you're not home by dinnertime-ever! It's scary but it's |
| insured? | | | | a fact we should face. |
| The short and quick answer would be, if you can | | | | Life is indeed unpredictable and very unsure. If you |
| afford it, and then there is no reason not to be. But | | | | don't have insurance and something happens to you, |
| for those who are mulling over the pros and cons of | | | | your family will suffer a double blow from losing you |
| getting insurance here are some reasons for you to | | | | and losing a chance at getting back at their feet |
| go ahead and sign on that policy. | | | | when you're gone. So if you're having doubts in |
| 1. When you die, your loved ones will get something | | | | getting one, you're actually the right person to read |
| for their loss. Plus, you can be assured you'd be | | | | this article. |
| buried in a decent place or at least be in a suit. | | | | |