Investor Insight - Time to Audit the Fed!

Once upon a time, the US stock market was soaring.Alan Greenspan. Not because he's less competent
I remember back in the late 90s when CNBC anchorsthan Greenspan, but simply because the Fed's facade
would make proclamations such as, "It's a whole newhas fallen apart on Bernanke's watch. But rather than
market, all the rules have changed." Of course itadmitting the error, correcting it, and moving
wasn't a new market. And the rules had not changed.forward, Bernanke and his crew are doing everything
What goes up must always come down-it's thethey can do to get the economy back in an
nature of economic cycles. During upswings in theinflationary position, perpetuating the myth that
cycle, some people start to believe that the rules ofinflation is good and the nation's economy must
nature have changed and that they are somehowalways be inflating.
impervious to the natural cycles of economics. OfBernanke's actions have caused great alarm and have
course this inevitably leads to bust, and the wholecreated an uproar of protests-people demanding that
boom-bust cycle completes again-a cycle mostCongress audit the Fed. What many Americans do
Americans are all too familiar with these days.not realize is the Federal Reserve answers to no one!
One person who has been credited for the boom,They are their own boss. Sure, they report to
and in some cases credited for the bust, is theCongress once a month, but Congress can't make
Federal Reserve Chairman. During the 90s somethem do anything. All Congress could do is to strip
people said the Fed Chairman at that time, Alanthem of their power to make monetary policy. And
Greenspan, held more power than the president! NoBernanke knows that. So currently, while many in
one seemed to cared who President Clinton was jetCongress are calling for an audit of the Fed, Bernanke
setting around the world with on Air Force One. Butknows if he can keep them out of the books, no
when Greenspan spoke, the entire financial worldone can stop his powerful reign.
stopped and listened. Why? The Fed sets monetaryThe question many are asking is, "Does Bernanke
policy, and more specifically, they affect interesteven know what's going on?" But the TRUE question
rates.that needs to be answered is, "Why is Bernanke
In the world of Central Banking, interest rates areallowed to implement his policy?" Very few people,
used to slow down inflation. It is their primary tool.including Congress, realize that back in 2002, before
When the economy looks to be inflating, the Fed willBernanke was even considered to be the Chairman
raise interest rates. This causes a slow down inof the Fed, brilliant Ben announced his own policy for
borrowing, and thus a slow down in spending. Thestaving off deflation. In his own words:
net effect is a slow down in inflation. If, however,"Like gold, U.S. dollars have value only to the extent
the economy is moving too slowly, the Fed believesthat they are strictly limited in supply. But the U.S.
its job is to lower interest rates. Lower rates tend togovernment has a technology, called a printing press
cause people to borrow more money and then spend(or, today, its electronic equivalent), that allows it to
it. This spurs the economy on.produce as many U.S. dollars as it wishes at
This policy has worked relatively well for the past 80essentially no cost. By increasing the number of U.S.
years. In fact if you ask the Federal Reserve, theydollars in circulation, or even by credibly threatening
have masterfully engineered the US economy for theto do so, the U.S. government can also reduce the
past 80 years, and it is their success that has keptvalue of a dollar in terms of goods and services,
us from another depression like we experienced inwhich is equivalent to raising the prices in dollars of
the 1930s.those goods and services. We conclude that, under a
The problem with this Fed position is, like the peoplepaper-money system, a determined government can
trading the market who believe they are imperviousalways generate higher spending and hence positive
to economic cycles and believe the market willinflation." (Read The Speech, given 11/22/02)
always go up, the Fed also believes they areThat's right, if you didn't catch it, Bernanke's magical
impervious to economic cycles. But their cycle isplan to prevent deflation is to intentionally print dollars
different. It's not that they believe the market willuntil they are worth less and force an inflationary
always go up, but rather they believe credit willcondition. Most people would call this policy "nut job."
always be available.But Ben Bernanke thinks it's brilliant! That's his brilliant
The Federal Reserve has built their entire machine onplan! In his speech quoted above, Bernanke goes on
the premise that people will always want to borrowto explain why current law prevents the Fed from
money. So their magic lever to control the machine isactually implementing some of their actions, but they
that of interest rates. What the news does nothave created some workarounds to make sure they
report is the very reality of the current economiccan sufficiently "inject money into the system."
trouble-the reality the Fed is all too aware of butIn other words, it is Bernanke's goal to solve this
afraid to admit. The reality is that this crisis is thecrisis by printing money. And even when the law
result of too much credit. And the Fed is afraid todoes prevent him from doing certain things, he has
admit it because without credit, their machine isdevised some workarounds, including the purchase of
broken!private assets, which we have already seen! If
After the housing bubble burst, the Fed aggressivelyanyone thinks Ben Bernanke is working his magic,
began lowering interest rates in an attempt to getthey should think again. He's working his plan. And his
people to borrow money. The problem? People didn'tplan is destined to debase our currency to the point
want to borrow any more money! Why? Well, peoplewhere it is absolutely worthless.
have become tired of paying more in debt than theyThe good news is, I'm not the only lone ranger
can afford. Eventually they are forced intosounding the alarm. Over 300 House members have
foreclosure and bankruptcy. So no matter how lowsigned on to a bill to audit the Fed. Check out this
the Fed drops interest rates, they still cannotvideo played on the Glenn Beck show recently of
convince those people to take on more debt! And itDemocratic Congressman Grayson in discussions with
is for this reason that the Federal Reserve isBernanke over the actions of the Fed.
scrambling to keep the facade going that they trulyWatch The Video Here
have everything under control.When both Democrats and Republicans are up in
The truth about this crisis, the one no one wants toarms, it's clear . . . Houston, we have a problem. But
admit or talk about, is the reality that instead ofCongressman Barney Frank? Well, he likes Bernanke
being in a state of monetary inflation (what the Fedfor some crazy reason, and he will not let the bill
believes will always happen), we are in a state ofcome to the floor for a vote. Oh, don't you love
monetary deflation! It's the opposite of inflation.power trips?
Deflation is when prices fall because the supply ofWell, friends, I believe it is clear. It's time the people
money has contracted, or become smaller. Deflationof this country begin to stand up and make our own
is evidenced in our economy by falling housing prices,statements about the Federal Reserve. It's time to
falling car prices, and even falling wages. While mostAudit the Fed! Ben Bernanke answers to nobody.
people have not been forced to work for less, manyAnd his clearly stated intention is to debase the
people have been forced to take unpaid vacations.currency and make it worthless so the Fed can
This is a form of wage-related deflation.attempt to save face and keep their game going of
And this brings us full circle back to the Fed. Thecontrolling the US economy by playing with inflation.
current Fed Chairman is Ben Bernanke. Bernanke isNot only is it wrong, but it is incredibly dangerous. We
not enjoying the same popularity as his predecessor,must stand up and demand accountability!