Mortgages in Dubai and the Big Banks

Dubai real estate has been a consistently hot realproperty in Dubai has not bought with mortgage
estate market for investment property in the pastfinance. This gives the market a huge amount of
few years. Dubai is the most populated and secondresilience. Many of the mortgage providers in Dubai
largest Emirate in the United Arab Emirates. It haswill only lend to non residents in the Dubai freehold
seen enormous construction and has attractedzones.
investors worldwide to its real estates projects.Properties for sale that are suitable for foreign
I remember the time when an overseas investorbuyers are in the following freehold zones: Dubai
searching for a mortgage would be confronted bySports City , Dubai Marina , I.M.P.Z. International Media
puzzled Dubai developers and even more confusedProduction Zone , Jumeirah Village , The Palm
estate agents. When an international investor did findJumeirah, Shaikh Zayed Road, International City, The
a local bank it would be so expensive and timeLagoons, Palm Deira, Jebel Ali Airport, Emirates Road,
consuming the buyer often gave up. The good newsDubai Land ,Business Bay ,Downtown Dubai and much
is that the Dubai real estate market is maturing andmore
the big banks have woken up to the fact that DubaiSo what is attracted international Banks to Dubai
mortgages are potentially very big business.that's simple money and plenty of it. Dubai's
The early troubles with a Dubai mortgage allpopulation is currently in the region of 1.4 million
stemmed around the difficulties foreign buyers hadcitizens, by 2010 it is expected that Dubai will be
securing the freehold on a property. Since thehome to 3.5 million residents. The Banks anticipate a
announcement on March 12 2006 that non Unitedhuge demand for property and in turn a big demand
Arab Emirates nationals may be given the right tofor mortgages. The large multi nationals will be
own freehold properties in some parts of Dubai,moving in and with them their employees all needing
massive interest has been stirred in overseasa place to live.
property investors. Demand is surging and real estateMost of Dubai population is set to be made up from
is in short supply many off plan developments sell outpeople from overseas. Dubai will be truly multi cultural
in days of release.multi national and that feeling is already in Dubai.
Now with laws passed and established zones in DubaiExperience Dubai nightlife and you will see it is a truly
where freehold ownership is not in question themulti national experience.
banks are finally acting. The Dubai mortgage marketThe future for the big banks is bright as overseas
is set to be one of the most competitive markets ininvestors will feel more secure going with mortgage
the world. The worlds investors are looking at Dubaiproviders that they are familiar with.
long and hard. Investors will not tolerate being rippedIn all mortgages in Dubai are good for the banks and
off with high price mortgages.are set to be good for overseas buyers investing in
Unlike many overseas markets most freeholdthe new world attraction which is Dubai.