| Do you have an old bank account that you haven't | | | | WARNINGS about Your Unclaimed Money Search |
| touched in a while? You might be surprised to find | | | | Make sure to conduct your search in a database that |
| your bank account has been closed and the bank no | | | | has money from all 50 state and federal unclaimed |
| longer has your money! | | | | money databases |
| Where is your money? Why did they close your | | | | A bad database may not find all the money owed to |
| bank account? Can this be fixed? This article will tell | | | | you. A good database will not only search the name |
| you what happened to the money in your bank | | | | you enter but will also variation of your legal name. |
| account and how to get your missing money back! | | | | This is key to make sure ALL unclaimed money |
| What Happened? | | | | owed to you is found. |
| After a bank account has been dormant for a couple | | | | Don't look for only old closed bank account money. |
| years with no activity the bank will attempt to | | | | You may be owed other types of unclaimed money |
| contact the account owner. This process may also | | | | you are completely unaware exists. For example, you |
| begin if your bank account statements and other | | | | may be owed old utility deposits, dividends, child |
| correspondence are returned undeliverable by the | | | | support payments, inheritance or many other places |
| post office. | | | | unclaimed money may come from. |
| Often with old dormant bank accounts the contact | | | | Can I Re-Open My Closed Bank Account? |
| information on the accounts may be not be current. | | | | This is an issue to take up with your bank. You will |
| If the bank is unable to reach the account owner and | | | | most likely have to open up a new account and will |
| the account has laid inactive for about 3 years or | | | | probably not be able to have the same account |
| more the account will then be closed and the money | | | | number. However, having an account that is closed |
| in the account will be transferred to the state | | | | and transferred to the state as unclaimed money |
| treasury department to be held as unclaimed money. | | | | does not leave you in bad standing with you bank |
| The state where the money is reported may or may | | | | and you are not reported to checks systems. |
| not be your current state of residence. So how do | | | | How To Avoid This in the Future? |
| you get the lost money back? | | | | Be sure to change your address with all banks, |
| How Do I Get My Lost Money? | | | | institutions and companies you do business with when |
| Your money is now being held in one of the over 75 | | | | you move. |
| state or federal unclaimed money account. | | | | Keep a record of all companies and banks that hold |
| To find it you have to conduct an Unclaimed Money | | | | money that is owed to you. This includes: |
| Search. You can do this really easily by entering your | | | | -Insurance companies |
| name in a FREE Search offered by unclaimed money | | | | -Stocks, Bonds and Dividends |
| database websites. | | | | -Banking Accounts |
| The unclaimed money search will tell you where your | | | | -Utility companies |
| money is being held from your old bank account. | | | | Conduct a search for unclaimed money at least once |
| To claim the money you will have to print the claim | | | | every 3 to 6 months |
| form, fill it out, provide copies of your proof of | | | | Check for unclaimed money owed to your family and |
| identification and mail in the claim form. | | | | friends also! |
| Occasionally you will need to provide some additional | | | | Now that you know how to locate the money from |
| proof that you are the owner of the lost money. | | | | your old bank account go see what unclaimed money |
| This is usually the case with inheritance. | | | | is waiting for you! |