How banks work


Should You Sign Your Credit Card?

It sounds like a no-brainer. You receive yourknow that the person you're speaking with is
credit card in the mail, along with a notelegitimate. If they demur at all, hang up
that tells you, among other things, to signimmediately and call your credit card
the back of your credit card immediately.company's fraud line with any details of the
Lately, people have seriously questioned thiscall.2. Ditto for any email you receive
course of action, pointing out that if yourasking you to 'verify' details for your
card is stolen, a thief then has a perfectcredit card info by clicking on a link in the
copy of your signature to duplicate. Instead,email to take you to a verification page. If
say many, in the space for your signature onit's a company with which you do business -
a credit card, you should write 'Ask forPayPal for instance - open a new browser
Photo I.D.'It sounds like good advice. Butwindow and type in the URL to the legitimate
what do the experts have to say? According tosite by hand.3. Keep a separate low credit
all three major credit card companies - Visa,limit credit card for paying online - or use
Master Card and American Express, the answera credit card company that will provide
is - sign your credit card immediately. Inone-time verification numbers. That way if
fact, all of them have rules that prohibityour credit card security is compromised,
merchants from accepting credit cards thatyou're losses are limited by the amount
don't have a valid signature. Visa statesavailable on the card. Or - use a debit card
that a merchant may not complete athat you keep just for online purchases the
transaction UNTIL the card is signed.Bottomsame way.4. Reconcile your credit card bill
line on the question of whether to sign yourevery month just as you would your checking
credit card, then, is yes, you absolutelyaccount. Go over the bill with your receipts,
SHOULD sign your credit card as soon as youand report any charges for which you don't
get it. But what about other securityhave a receipt or don't recognize.5. If you
measures you can take to guard against credithave the option, register all your credit
card fraud? Here are five security tips tocards with a credit card registration
help you safeguard your credit cardservice. In any case, write down all of your
security:1. Never give your credit cardcredit card numbers, expiration dates and
number to someone that calls you on thecontact telephone numbers for each card and
telephone. If the caller purports to be fromkeep it in a safe place. If your wallet and
a company that you do business with, or fromcredit cards are ever stolen, you'll have a
the credit card company itself, tell themhandy reference to make sure that you don't
that you'll call them back at the number thatmiss anyone when you're calling to report
YOU have for the company. That way you'llyour credit cards stolen.



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