Preparing Financial Projections and Pro Forma Statements

It is critical to your business success that youand even eliminated some. Also, a manufacturing
prepare realistic forecasts of your future businesscompany must have a reliable source of raw
performance. You need to forecast your operationsmaterials, and the future cost of raw materials must
for three to five years in order to guide yourbe considered.Projected Financial Statement
business growth. You will need realistic forecasts toThe pro forma financial statements will include
support your business plan if you need a loan orestimated future sales, expenses, and profits. These
investor funds. The elements of and influences onitems need to be broken down in order to be
pro forma statements include:Prior Financialmeaningful. The sales estimates should state which
Statementssalesperson, which department, or which region will
Of course you will have to use previous financialgenerate the sales. The estimated expenses must be
statements if your business has been operating forbroken down into general and administrative,
some time. From your prior financial statements, youoperating expenses, depreciation, and taxes.All of
will use sales and revenue levels, business ratios,your estimates and projections must logically flow
average expenses, and any relevant informationfrom previous years' financial statements. If you are
about your accounts receivable or payable. Youa start-up business, you may not have profits for the
should expect your prior financial statements to showfirst year or two. You should start to show profit by
financial improvement for each year ofthe third year and your profits should continue to
operation.Internal Factorsgrow except for occasional large expenses. Your pro
That status of your operations is important informa statements must include estimates of any
preparing pro forma statements and projections. Forlarge expenses that will affect your profit such as
example, you must consider whether your businessrelocating, property damage, or a new marketing
needs to relocate due to expansion, or your businesscampaign. Unless you have a background in
needs to buy expensive new equipment to replaceaccounting or finance, you will need a professional's
older models. You also must consider yourhelp.Jo Ann Joy, Esq., MBA, CEOThe future of your
competition, how you are measuring up to them, andbusiness starts here!You may contact Jo Ann by
whether you need a new marketing plan to be morephone at (602) 663-7007, by fax at (602) 324-7582,
competitive. Also, consider whether your companyby email at joannjoy@Indigo Business Solutions.net,
needs additional personnel or additionaland by mail at 2313 East Ocotillo Rd., Phoenix, AZ
training.External Factors85016. Copies of any articles will be provided free of
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trends to be certain that your product or services willregistered trade name.Discover the secrets to
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