Is Bad Credit A Turnoff?

I figured bad credit is always a good subject matterand foreclosures, you might think twice about
since it is so common in the U.S. I have read that theproceeding with the marriage. What would be hard to
average credit score in the U.S. is 650. I would beswallow would be the fact you have excellent credit,
curious to see what the average credit score is rightand if you marry this individual you inherit their bad
now after all these foreclosures and credit card debtcredit debt and problems as well. Let's come down to
issues. I would be willing to bet the average creditreality; your credit can start to creep into all aspects
score currently well below 650.of your life. So now you cannot buy house, but need
Let's get back to the subject, about "Bad Credit"to rent something until you figure out how to repair
being a turnoff. Let's assume your name is Sherry,the credit issue. Landlords for rental properties will pull
and you meet the coolest guy you have ever met inyour credit and weigh the same calculated risk. They
your life. All the sudden you are in love with eachmay not want to rent to you because of your bad
other. Well, obviously the next step would be to getcredit circumstances. This bad credit issue, can creep
married. But of course you have never requestedinto all parts of your personal life. It's kind of like if
copies of you're soon to be mate's credit report. Youyou don't brush your teeth, you will get a cavity.
have been dating this individual for 2 years now, andWell, bad credit will keep you from doing a lot of
decide a house, would be a great idea. But to yourthings. Here are a few examples:
surprise you soon learn that you're soon to be1. Renting an apartment
husband has bad credit. Uh oh, now you cannot get a2. Getting a new house.
mortgage, because you don't qualify for the home3. Getting credit cards
you would prefer on your income alone. Now you4. Getting a new job
start questioning your fiancé about why his5. Getting a checking account
credit is bad. Your fiancé now starts letting outThese are just some examples, of how bad credit
all the skeletons that were never discussed before.can be like a plague in your life or a major turnoff for
You can now see how bad credit can be a real turnother parties. Everything is risk these days including
off quick.marriage.Pull your free credit score report today, and
How credit reports can say a lot about a person:nip matters in the bud up front. That way there are
A Credit Report will tell a story about an individual.no surprises for anyone. There is a good chance you
You can look at someone credit report andhad good credit, but to your surprise one of your
determine if they are a responsible person or not. Ifcreditors put some inaccurate information on your
you pull your finances credit report, and their reportcredit report about you. This one of many reasons
is littered with collections, charge offs, bankruptciesto stay on top of your credit report.