| I figured bad credit is always a good subject | | | | think twice about proceeding with the |
| matter since it is so common in the U.S. I | | | | marriage. What would be hard to swallow would |
| have read that the average credit score in | | | | be the fact you have excellent credit, and if |
| the U.S. is 650. I would be curious to see | | | | you marry this individual you inherit their |
| what the average credit score is right now | | | | bad credit debt and problems as well. Let's |
| after all these foreclosures and credit card | | | | come down to reality; your credit can start |
| debt issues. I would be willing to bet the | | | | to creep into all aspects of your life. So |
| average credit score currently well below | | | | now you cannot buy house, but need to rent |
| 650. | | | | something until you figure out how to repair |
| | | | the credit issue. Landlords for rental |
| Let's get back to the subject, about "Bad | | | | properties will pull your credit and weigh |
| Credit" being a turnoff. Let's assume your | | | | the same calculated risk. They may not want |
| name is Sherry, and you meet the coolest guy | | | | to rent to you because of your bad credit |
| you have ever met in your life. All the | | | | circumstances. This bad credit issue, can |
| sudden you are in love with each other. Well, | | | | creep into all parts of your personal life. |
| obviously the next step would be to get | | | | It's kind of like if you don't brush your |
| married. But of course you have never | | | | teeth, you will get a cavity. Well, bad |
| requested copies of you're soon to be mate's | | | | credit will keep you from doing a lot of |
| credit report. You have been dating this | | | | things. Here are a few examples: |
| individual for 2 years now, and decide a | | | | |
| house, would be a great idea. But to your | | | | 1. Renting an apartment |
| surprise you soon learn that you're soon to | | | | |
| be husband has bad credit. Uh oh, now you | | | | 2. Getting a new house. |
| cannot get a mortgage, because you don't | | | | |
| qualify for the home you would prefer on your | | | | 3. Getting credit cards |
| income alone. Now you start questioning your | | | | |
| fiancé about why his credit is bad. Your | | | | 4. Getting a new job |
| fiancé now starts letting out all the | | | | |
| skeletons that were never discussed before. | | | | 5. Getting a checking account |
| You can now see how bad credit can be a real | | | | |
| turn off quick. | | | | These are just some examples, of how bad |
| | | | credit can be like a plague in your life or a |
| How credit reports can say a lot about a | | | | major turnoff for other parties. Everything |
| person: | | | | is risk these days including marriage.Pull |
| | | | your free credit score report today, and nip |
| A Credit Report will tell a story about an | | | | matters in the bud up front. That way there |
| individual. You can look at someone credit | | | | are no surprises for anyone. There is a good |
| report and determine if they are a | | | | chance you had good credit, but to your |
| responsible person or not. If you pull your | | | | surprise one of your creditors put some |
| finances credit report, and their report is | | | | inaccurate information on your credit report |
| littered with collections, charge offs, | | | | about you. This one of many reasons to stay |
| bankruptcies and foreclosures, you might | | | | on top of your credit report. |