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Simple Identity Theft Protection

How many of you bank, shop, or transact otherpurporting to be from your creditors or
business online? There are at least 4 millionfinancial institutions asking you to validate
Department pf Defense employees that accessyour account information. Call them instead,
their pay records online only. Even offline,if you believe it is valid. Most financial or
stored financial data can be placed at riskcredit organizations will never send you an
in computers that are used on the Internet asemail unless you have asked to receive
well. As one of the fastest growing crimes inaccount updates. The last thing you need to
America, identity theft is a concern forbe aware of online is who you are doing
everyone.A criminal gaining access to yourbusiness with. Be careful about providing
bank or credit card accounts or personalyour credit card numbers online. While
information can wreak havoc with your creditensuring the site is secure is absolutely the
and leave you holding the bag. Protectingbare minimum, ensuring the vendor is honest
your personal data at home and online is notand keeps your data secure is necessary
too painful and lowering your risk for atoo.Offline, you should secure any financial,
reasonable effort level is well worthhealth, insurance, or other documents
it.Before we tackle the computer and onlinecontaining your personal information by using
environment, let's take a quick look at yourencryption and password protection. Most
other home risks. Your garbage can and mailfinancial software packages have this feature
box are prime targets for identity thieves.built in. Use it as well as Windows encrypted
Bills, old checks, financial statements,folders to make your private data secure from
credit offers, the list goes on. All of theseundetected Spyware, or short term physical
documents need to be shredded with a crosscutaccess to your computer by a criminal. Don't
shredder before discarding and mail shoulduse Windows auto-logon features and always
never be left in the mail box for long.use complex passwords that are at least eight
Arrange for someone to pickup mail if you arecharacters long, contain numbers, letters,
going to gone from your home for more than aand both upper and lower case. Never use a
day. In short, anything with your full namecommon word, name, or other easily guessed
combined with any other sensitive informationpassword. Something like T8$f~lly can be easy
should be shredded before discarding.Phishingto remember, though very hard to guess and
and social engineering are methods to get youextremely time consuming to hack. Finally,
to divulge your data to a criminal by makingchange all of your passwords frequently and
you believe the criminal represents anuse a secure password manager to keep them
organization or interest with access ororganized.The last thing you need to do is
rights to your information. Any phone callmonitor your accounts and credit. Keep on eye
you receive from someone requesting youron your financial account activities and your
personal information or credit card numberscredit record. If you notice something amiss,
should be suspect. Request a way to call themcall the financial organization or credit
back via the organization's published numbersreporting agency and report it, change your
and verify the number is associated with thepasswords and pat yourself on the back for
organization before proceeding. Suspect goodcatching it early.My own Yahoo account was
deals that come to you out of the blue viarecently compromised. While this wasn't a
the telephone or any other method. If itcostly identity theft situation, it did put
sounds too good to be true, it probablymy name on some rather unsavory low-level
is.Now for your computer, there are a fewspam operations. A password change was all
things you should do here. Your onlinethat was needed to shut down the
activities pose the greatest risk. You need aactivity.Follow the directions I've provided
hardware, or good software firewall. You needand you will lower your risk of identity
good Anti-Virus and Anti-Spyware software.theft and fraud related debts to almost zero.
The software versions will need regularKeep in mind that if you have Bill Gate's
updates to keep ahead of the hackers outlevel of assets, you are in a different class
there.You also need to take some precautionsof high risk targets and should hire a
with your own personal online and offlinesecurity team to manage those risks and lower
habits. Online, you should use different,your insurance rates. You can also call me
complex passwords for each identity relatedand I'd be happy to help you put that
account you access. You should set yourtogether. ;-)Lyle Sharp - President Advotech,
browser security settings as high as possibleLLC
for general surfing and avoid clicking
advertising links from unknown vendors, orA small to medium business IT services
links in emails that come from unknownprovider that specializes in affordable
senders or are out of character for the knownsecure systems and practices.
sender. Never follow links sent via email



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