| If you haven't taken a moment to scout new | | | | purchase protection, extended warranties, and |
| credit card offers, the time has arrived. | | | | travel accident insurance. |
| Credit card companies are battling for the | | | | |
| largest client base, and as a result, | | | | Citi Dividend Platinum Select Credit Card |
| consumers are on the receiving end of very | | | | |
| attractive benefits. One of the most popular | | | | This is a card for anyone who wants cash back |
| types of cards on the market today is the | | | | rewards, but who plans on paying the card off |
| cash back reward card. Although the logistics | | | | every month. Customers receive 5% cash back |
| change depending on the financial | | | | on purchases at grocery stores, drug stores |
| institution, the result is the same: get cash | | | | and gas stations, and 1% back for all other |
| back on every purchase! | | | | purchases. Citi offers a 0% APR on balance |
| | | | transfers for the first twelve months, but |
| Below are the top four cash back rewards | | | | the regular APR is higher than the other |
| cards; check out the benefits and choose the | | | | cards being compared here. The cash back |
| one that's right for you. I've chosen these | | | | rewards are good, but this is not the card on |
| particular offers because of the size of the | | | | which to carry a balance. |
| rewards and because of low interest rates. | | | | |
| | | | Citi offers the highest in security |
| Chase Cash Plus Rewards Visa Card | | | | protection with a Photocard option and a |
| | | | fraud early warning block. They also provide |
| This is one of my favorite cards because | | | | Lost Wallet Protection, which means that if |
| Chase doesn't bog down the customer with a | | | | your card is lost or stolen, they will |
| laundry list of rules and regulations. With | | | | replace it within 24 hours. |
| some available cards, you have to follow very | | | | |
| specific guidelines in order to receive | | | | Blue Cash from American Express |
| rewards. With the Cash Plus Rewards Visa, all | | | | |
| you have to do is use the card, and you'll | | | | This is the perfect card for anyone who wants |
| get cash back. | | | | to share the benefits with a family member. |
| | | | Blue Cash offers up to 5% back on all |
| Every time you use the card at a grocery | | | | purchases - the most at drug stores, grocery |
| store, gas station or drug store, you receive | | | | stores, gas stations and home improvement |
| 5% cash back. When you use it for other | | | | stores - and you receive the same cash back |
| purchases, you get 1% cash back. Then, when | | | | rewards with additional cards. That means |
| you build up a balance, you can either | | | | that if your spouse, parent or child has a |
| request a check from Chase Bank, or you can | | | | copy of the card, you earn cash back with |
| request a gift certificate for merchants such | | | | their purchases as well. |
| as Best Buy, Macy's and Home Depot. | | | | |
| | | | Blue Cash offers a 0% introductory APR for |
| There's no annual fee for the Cash Plus | | | | the first six months, with a low regular APR |
| Rewards Visa card, and new customers receive | | | | afterwards. There is no annual fee, and no |
| a 0% introductory APR for up to twelve months | | | | spending requirement to start receiving cash |
| on both balance transfers and purchases. | | | | back. You might also want to check out |
| | | | American Express' Smart Chip service with ID |
| HSBC Cash Back Rewards MasterCard | | | | Keeper. This web tool allows you to store |
| | | | personal log-in and password information for |
| I recommend this card for anyone who enjoys | | | | the web so that you don't have to input your |
| security protection and fair, competitive | | | | information every time you log on. |
| rewards. With the HSBC Cash Back MasterCard, | | | | |
| you receive 1% cash back on all purchases, | | | | Cash back reward cards are an excellent way |
| with no spending requirements. They offer a | | | | to get your feet wet in the credit card |
| 0% introductory APR for the first twelve | | | | world. Try some of these on for size, and see |
| months. There is no annual fee, and you'll | | | | what they have to offer. If you're going to |
| receive Zero Liability in the event that your | | | | be buying things anyway, you might as well |
| card is stolen or used without authorization. | | | | reap additional benefits! |
| | | | |
| With the Chase card, you received 5% back on | | | | To view Cash Back Credit Card Offers click . |
| some purchases, which is not true of the HSBC | | | | Ed Vegliante runs , a directory of online |
| card. However, this card comes with unlimited | | | | credit card offers. |