| It is common these days for credit cards to | | | | For those who qualify, the Chase PerfectCard |
| introduce all kinds of perks, benefits and | | | | has a reasonable interest rate charge for |
| rewards with the sole aim of attracting | | | | credit card charges and balance transfers. In |
| consumers. Not surprisingly, there are also | | | | addition, during the twelve-month long |
| cards which provide rebates for gasoline | | | | introductory period, no interest rates are |
| purchases. However, most of these cards are | | | | charged on all outstanding balances. However, |
| limited to one brand or one region. Chase | | | | once the intro period is over cardholders are |
| Manhattan has addressed this issue with the | | | | not recommended to carry a balance over to |
| Chase PerfectCard Platinum MasterCard. | | | | the following month as the finance charges |
| | | | will be calculated with the more expensive |
| Unlike other cards, the Chase PerfectCard can | | | | "Two Cycles Average Daily Balance" method. |
| be used for gasoline purchases anywhere and | | | | |
| rewards cardholders a 3% rebate for it. For | | | | Additionally, benefits which are typically |
| the first 90 days, cardholders can also | | | | present for many other cards are also present |
| expect to earn a 6% rebate on gasoline. All | | | | for the Chase PerfectCard. Cardholders can |
| other purchases are eligible for a 1% rebate. | | | | expect to receive benefits such as purchase |
| | | | protection, travel accident insurance of up |
| The card does have its limits though as the | | | | to $500,000, auto rental insurance and |
| amount of rebates that can be earned on gas | | | | various emergency or assistance services. |
| purchases are capped at $15 a month. | | | | |
| Nevertheless, there is no limit to the amount | | | | As a gas card, the Chase PerfectCard lives up |
| of rebates that can be earned on other | | | | to its name. While the $15 a month cap on gas |
| purchases. Furthermore, the rebates are | | | | rebates may not be too attractive, the |
| credited directly to the balance on the card | | | | limitless 1% rebate on general purchases with |
| without the need for the cardholder to advise | | | | the hassle-free method claiming the benefit |
| the credit card company. What's more, all of | | | | makes the card truly outstanding. Of course, |
| these services comes with no annual fee. | | | | this is as long as you pay off your balance |
| | | | in full each month. |