| Low APR credit cards are much more prevalent than | | | | APR on transfers is zero for the first year. If your |
| in years past. Competition is stiff and credit card | | | | transfer transaction is at least $1500 you will earn $5 |
| financial institutions offer many nice perks, rewards, | | | | cash back with the low APR credit card. There is no |
| points, low annual percentage rates (APR) and other | | | | annual fee and the APR after the first year is 12.24 |
| inducements. They want to capture new customers | | | | percent.Discover has a platinum clear card whose low |
| who've never had a credit card but also those who | | | | APR is continual. The first year the APR is zero, but |
| already have a credit card and might like to save | | | | after the first year it's still a very competitive 9.99 |
| money by transferring that card's balance on to their | | | | percent. And there is no annual fee. With these low |
| new low APR credit cards.Of course, there is nothing | | | | APR credit cards you earn a five percent cash back |
| lower in an APR than zero - and those exist too, | | | | bonus on purchases made from hardware and home |
| although sometimes for a limited time period. It may | | | | improvement retailers, restaurants, book vendors, |
| be that the lowest, or even the zero percentage | | | | and gas stations. If the retailer doesn't qualify you for |
| APR is for an introductory period, after which the | | | | the five percent discount you will always get one |
| rate is higher. The permanent APR is what you want | | | | percent back no matter what you buy and from |
| to watch out for, of course. Although if you're not | | | | where with this low APR credit card.Chase Bank |
| opposed to doing a lot of switching, you can always | | | | offers low APR credit cards as well. Its zero percent |
| purchase a low APR credit card, or zero percentage | | | | APR is good for six months, after which you will pay |
| APR credit card, transfer the balance from your | | | | 10.49 percent. These low APR credit cards have no |
| current high APR credit card, and then, once the | | | | annual fee, and offer rewards at the rate of one |
| introductory time period has expired and the APR is | | | | point for every dollar spent with your Chase card. |
| about to go up on your newest credit card, transfer | | | | You can get free airline flights and hotel rooms, as |
| the balance yet again to a brand new low APR credit | | | | well as cruises and auto rentals. This card also |
| card.Let's look at a few of the low APR credit cards | | | | provides $500,000 worth of travel insurance for |
| out there, so you know what kinds of options are | | | | worldwide vacationing. You can also take advantage |
| typically available to you.Citibank, for example, offers | | | | of a fifteen percent discount off a Hertz car rental |
| low APR credit cards that give you five percent cash | | | | with these low APR credit cards.Morgan Hamilton |
| back on any purchase you making at grocery stores | | | | offers expert advice and great tips regarding all |
| and gas stations with your low APR credit card, and | | | | aspects concerning Credit Cards. |
| one percent back for any purchase elsewhere. The | | | | |