| Low APR credit cards are much more prevalent | | | | purchase elsewhere. The APR on transfers is |
| than in years past. Competition is stiff and | | | | zero for the first year. If your transfer |
| credit card financial institutions offer many | | | | transaction is at least $1500 you will earn |
| nice perks, rewards, points, low annual | | | | $5 cash back with the low APR credit card. |
| percentage rates (APR) and other inducements. | | | | There is no annual fee and the APR after the |
| They want to capture new customers who've | | | | first year is 12.24 percent.Discover has a |
| never had a credit card but also those who | | | | platinum clear card whose low APR is |
| already have a credit card and might like to | | | | continual. The first year the APR is zero, |
| save money by transferring that card's | | | | but after the first year it's still a very |
| balance on to their new low APR credit | | | | competitive 9.99 percent. And there is no |
| cards.Of course, there is nothing lower in an | | | | annual fee. With these low APR credit cards |
| APR than zero - and those exist too, although | | | | you earn a five percent cash back bonus on |
| sometimes for a limited time period. It may | | | | purchases made from hardware and home |
| be that the lowest, or even the zero | | | | improvement retailers, restaurants, book |
| percentage APR is for an introductory period, | | | | vendors, and gas stations. If the retailer |
| after which the rate is higher. The permanent | | | | doesn't qualify you for the five percent |
| APR is what you want to watch out for, of | | | | discount you will always get one percent back |
| course. Although if you're not opposed to | | | | no matter what you buy and from where with |
| doing a lot of switching, you can always | | | | this low APR credit card.Chase Bank offers |
| purchase a low APR credit card, or zero | | | | low APR credit cards as well. Its zero |
| percentage APR credit card, transfer the | | | | percent APR is good for six months, after |
| balance from your current high APR credit | | | | which you will pay 10.49 percent. These low |
| card, and then, once the introductory time | | | | APR credit cards have no annual fee, and |
| period has expired and the APR is about to go | | | | offer rewards at the rate of one point for |
| up on your newest credit card, transfer the | | | | every dollar spent with your Chase card. You |
| balance yet again to a brand new low APR | | | | can get free airline flights and hotel rooms, |
| credit card.Let's look at a few of the low | | | | as well as cruises and auto rentals. This |
| APR credit cards out there, so you know what | | | | card also provides $500,000 worth of travel |
| kinds of options are typically available to | | | | insurance for worldwide vacationing. You can |
| you.Citibank, for example, offers low APR | | | | also take advantage of a fifteen percent |
| credit cards that give you five percent cash | | | | discount off a Hertz car rental with these |
| back on any purchase you making at grocery | | | | low APR credit cards.Morgan Hamilton offers |
| stores and gas stations with your low APR | | | | expert advice and great tips regarding all |
| credit card, and one percent back for any | | | | aspects concerning Credit Cards. |