| Let me preface my remarks by saying I've
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| | feeling about allowing others to directly
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| been involved in the I.T. industry for
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| | tap into my account. Call me old
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| over 30 years now and have seen a lot,
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| | fashioned.
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| particularly banking systems. In fact the
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| | Actually, I don't find banking to be very
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| Japanese used our "PRIDE" methodologies
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| | complicated. I probably write 10-15
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| to design their latest generation of
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| | checks a month and make a couple of
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| banking systems which are considered
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| | deposits. To me, writing a check and
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| state of the art and ahead of their
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| | updating my register doesn't require a
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| American counterparts. With this said, I
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| | rocket scientist. True, I have to apply
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| recently went to my bank to make a
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| | postage to pay my bills by mail, but I
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| deposit. I know most of the tellers there
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| | see this as a very nominal charge. I also
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| and enjoy a good relationship with them.
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| | have to visit my bank to make a deposit,
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| However, on this occasion there was a new
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| | but I find this to be a pleasant
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| teller who dutifully processed my deposit
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| | distraction from my work.
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| and upon looking at my account told me,
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| | I'm sure these on-line banking systems
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| "Mr. Bryce I see you are not taking
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| | provide some handy services, but I don't
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| advantage of all of our on-line banking
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| | believe in change just for the sake of
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| services. Do you want a pin number or a
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| | change. If this is how I like to operate,
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| debit card? How about direct deposit and
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| | what's wrong with that?
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| on-line payment of bills?"
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| | I remember years ago when my grandfather
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| I politely declined the offer and said,
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| | passed away in Buffalo, New York, we went
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| "No, that won't be necessary."
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| | up to help my grandmother tidy up his
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| She kept pressing the issue and said,
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| | affairs. My father was rooting around in
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| "Don't you want to know what your
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| | the basement and found a small box
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| up-to-the-minute balance is?" I told her
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| | containing quite a sum of money. My Dad
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| I shouldn't have a bank account if I
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| | confronted his mother with it and said,
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| didn't know what was in it.
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| | "Mom, why are you keeping such a large
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| This got me thinking about our on-line
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| | wad of cash laying around?"
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| banking systems and how people interact
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| | "Well Sonny," she explained, "Don't
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| with them. I've been writing checks and
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| | forget the banks failed one time (a
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| balancing a check book manually for about
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| | reference to the Great Depression), and
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| 37 years now. I don't find it complicated
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| | they can fail again."
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| and actually enjoy balancing my check
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| | I guess I feel somewhat the same way and
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| book; it's good mental gymnastics for me.
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| | basically don't trust on-line banking
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| I particularly like it when I find a bank
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| | systems. Even though I've been intimate
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| error. My children though are different
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| | with banking systems for a long time,
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| and take full advantage of on-line
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| | I'll probably be the last person to make
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| banking systems. They can't be bored with
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| | use of them. Don't forget I'll probably
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| balancing a bank account, they like
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| | also be the last guy to buy a cell phone
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| direct deposit, and often use their debit
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| | as well.
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| cards. I guess to each their own.
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| | Yea, I know what you're saying, "This guy
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| Somehow I've always had a problem with
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| | is out of step with the times."
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| allowing others to electronically tap
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| | Maybe, but I also know what's in my bank
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| into my bank account and have resisted it
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| | account and know how to pay my bills on
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| for years. I know they have some very
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| | time. Like I said, call me "old
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| good security measures over such
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| | fashioned.
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| transactions, but I still have an uneasy
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