How banks work


Save Thousands at Auto Auctions - Without Marrying a Car Dealer!

The Common Misconception: Auto auctions areimpact  would  that  have  onyour  wallet?
only  open  tocar  dealers.
Amazingly enough, auto auctions are not
The Surprising Truth: Anyone with the rightsolely restrictedto car dealers. Up until a
resources canparticipate in the same auctionsfew years ago, I too sharedthis common
as  the  dealers!misconception.
Think about it. How much could you save ifIt was only by sheer luck that I stumbled
you bypassedthe dealers and purchasedupon a websitethat allowed me to search local
directly  from  their  sources?auctions by zip code andvehicle make that I
learned the surprising truth. I waspaying
30%,  50%,  maybe  even  75%.dealers thosands of dollars in
unnecessarymark-ups.
As unbelievable as this sounds, it is
possible  with alittle patience and research.I tried the website's search feature out, and
to mysurprise the cars listed were exactly
As you probably already know from pastwhat I wanted. Onlya few years old with very
experience, cardealers will do ANYTHING tolow miles. Many of them werestill under the
get you into the car of yourdreams. Whethermanufacturer's original warranty! Thismade
you  can  afford  it  or  not!sense of course, since most of them
wererepossessions.
I can recall a former coworker who got into a
new luxuryvehicle with a little "creativeThe auction house was even willing to throw
financing." The managerdivided his mortgagein a vehiclehistory report at no extra cost
payment  in  two. His  justification:and  a  3  month  warranty.
As a married man his wife was responsible forSure I wouldn't get the complimentary car
the otherhalf of the mortgage....even thoughwashes and oilchanges the dealer throws in,
she was a stay at homemom! Luckily for them,but that surely wasn't worththousands of
they found a way to pay their hugecar paymentdollars  in  premiums.
and  avoid  repossession.
After a little hesitation I joined the auto
Unfortunately, others aren't quite as lucky.auctionmembership site. They helped me
Thousands ofpeople default on their loanslocate auto auctions in myarea, and gain
everyday simply because theycouldn't reallyadmission to them through their
afford  it  in  the  first  place.exclusiveaccess rights. I learned what
questions to ask, and how tohandle the
This can work to your advantage. The banksbidding  process.
and financialinstitutions that serviced the
loans want to recoup theirloss as quicly asIt was a lot simpler then I ever imagined it
possible. Add to that the exhorbitantcost ofcould  be.
storing these vehicles, and you can easily
see whythe banks want to dispose of them in aThe day of the auction, I showed up a few
timely  manner.hours early toinspect the vehicle I was
interested  in  and  get a feel forthe place.
After all, the longer financial institutions
have to storethese vehicles, the less moneyIt must have been a slow day, because when my
they're  going  to  get  back.car came upfor auction only a few dealers
were  bidding  against  me.
Auto auctions are the quickest way for banks
to  ridthemselves  of  repossessed  vehicles.Since I wasn't buying the vehicle for resale,
I  succeededin  outbidding  the  dealers!
Car dealers know this, and they go to great
lenghts toprotect this knowledge from theIt was a truely empowering experience. I got
general public. After all,auto auctions arethe vehicleof my dreams, and I only paid a
a huge source of revenue. Dealerslittle  over  half  its  bookvalue!
canpurchase vehicles at a fraction of their
value, and thenresell them at a huge mark-up.What did this experience teach me? Auto
Auctions can saveyou thousands in unnecessary
But what if you could avoid the dealer'sdealer mark-ups.
mark-up andinstead pay what they pay? What



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